:root{--navy:#0f2a47;--navy-2:#0a1f36;--navy-3:#16385e;--red:#d62b2b;--red-d:#b51f1f;--ink:#172233;--muted:#5b6778;--line:#e3e8ef;--bg:#fff;--alt:#f5f7fa;--r:12px;--sh:0 8px 28px rgba(15,42,71,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
body.lock{overflow:hidden}
a{color:var(--red-d)}a:hover{color:var(--red)}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.2vw,3.1rem)}h2{font-size:clamp(1.5rem,2.6vw,2.1rem)}h3{font-size:1.1rem}
p{margin:0 0 1em}
.wrap{max-width:1260px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.ic{width:20px;height:20px;flex:none}.ic-sm{width:16px;height:16px;flex:none;vertical-align:-3px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99}
.muted{color:var(--muted)}.small{font-size:.9rem}.center{text-align:center}.mt{margin-top:1.4em}.mt-lg{margin-top:2.5rem}
/* top bar + header */
.topbar{background:var(--navy-2);color:#fff;font-size:.9rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding:8px 20px}
.topbar a,.topbar span{color:#fff;text-decoration:none;display:inline-flex;align-items:center;gap:6px;font-weight:600}
.topbar .ic{width:16px;height:16px;color:#ff7b7b}
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(0,0,0,.04)}
.hdr-in{display:flex;align-items:center;gap:22px;min-height:72px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);line-height:1.15}
.brand strong{display:block;font-size:1rem;white-space:nowrap}.brand small{display:block;font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:700}
.logo{width:38px;height:38px;border-radius:9px;background:var(--red);color:#fff;display:grid;place-items:center;flex:none}
.nav{display:flex;gap:4px;margin-left:auto;align-items:center}
.nav a{white-space:nowrap;color:var(--navy);text-decoration:none;font-weight:600;font-size:.95rem;padding:8px 10px;border-radius:8px}
.nav a:hover,.nav a[aria-current]{color:var(--red)}
.dd{position:relative}.dd>a::after{content:"▾";font-size:.7em;margin-left:4px}
.dd-menu{position:absolute;top:100%;left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);padding:8px;display:none}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{display:grid}
.dd-menu a{padding:8px 12px;font-weight:500}.dd-menu a:hover{background:var(--alt)}.dd-menu .all{border-top:1px solid var(--line);margin-top:4px;font-weight:700;color:var(--red-d)}
.hdr-cta{display:flex;gap:8px}
.burger{display:none;margin-left:auto;background:none;border:0;padding:10px;cursor:pointer}
.burger span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}
.mnav{display:none}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:10px 18px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:.95rem;cursor:pointer;transition:.15s;white-space:nowrap}
.btn-lg{padding:14px 24px;font-size:1.05rem}.btn-block{width:100%}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-d);color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.7);color:#fff}.btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-ghost-dark{border-color:var(--navy);color:var(--navy)}.btn-ghost-dark:hover{background:var(--navy);color:#fff}
.btn-outline{border-color:var(--navy);color:var(--navy)}.btn-outline:hover{background:var(--navy);color:#fff}
.btn-white{background:#fff;color:var(--red-d)}.btn-white:hover{background:var(--navy);color:#fff}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0}
/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,var(--navy-3),transparent 60%),var(--navy);color:#fff;padding:64px 0 72px}
.hero-in{display:grid;grid-template-columns:1.35fr 1fr;gap:48px;align-items:center}
.hero h1{color:#fff}.lead{font-size:1.15rem;color:#dfe7f1;max-width:640px}
.pill{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.07);padding:6px 14px;border-radius:99px;font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.dot{width:8px;height:8px;border-radius:50%;background:#ff5252;box-shadow:0 0 0 4px rgba(255,82,82,.25)}
.ticks{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:18px;font-weight:600;font-size:.95rem}
.ticks li{display:flex;align-items:center;gap:6px}.ticks .ic-sm{color:#ff7b7b}
.hero-card{background:#fff;color:var(--ink);border-radius:16px;padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.25);border-top:5px solid var(--red)}
.hero-card h2{font-size:1.35rem}.quick{list-style:none;padding:0;margin:18px 0 12px}
.quick a{display:block;padding:9px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--navy);font-weight:600}
.quick a::after{content:"→";float:right;color:var(--red)}
.addr{font-size:.88rem;color:var(--muted);margin:0;display:flex;gap:6px;align-items:center}
/* page hero */
.phero{background:var(--navy);color:#fff;padding:52px 0}
.phero h1{color:#fff;max-width:900px}.phero .lead{margin-bottom:0}.phero .btns{margin-bottom:0}
.phero a:not(.btn){color:#ffb4b4}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--red);margin-bottom:.6em}
.phero .eyebrow{color:#ff8a8a}
/* crumbs */
.crumbs{background:var(--alt);border-bottom:1px solid var(--line);font-size:.88rem}
.crumbs ol{list-style:none;margin:0;padding:10px 0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li::before{content:"›";margin-right:6px;color:var(--muted)}
.crumbs a{color:var(--navy);text-decoration:none}.crumbs a:hover{text-decoration:underline}
/* trust */
.trust{background:var(--alt);border-bottom:1px solid var(--line)}
.trust-in{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding-top:22px;padding-bottom:22px}
.trust-in div{display:flex;align-items:center;gap:12px;font-weight:700;color:var(--navy)}
.trust .ic{width:40px;height:40px;padding:10px;background:var(--navy);color:#fff;border-radius:50%}
/* sections */
.sec{padding:72px 0}.sec.alt{background:var(--alt)}
.sec-head{max-width:720px;margin-bottom:34px}.sec-head.center{margin-inline:auto;text-align:center}
.h-sm{font-size:1.3rem;border-left:4px solid var(--red);padding-left:12px;margin-bottom:18px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;text-decoration:none;color:var(--ink);transition:.18s}
.card:hover{border-color:var(--red);box-shadow:var(--sh);transform:translateY(-2px);color:var(--ink)}
.card-ic{width:48px;height:48px;border-radius:12px;background:#fdecec;color:var(--red);display:grid;place-items:center;margin-bottom:14px}
.card-ic .ic{width:24px;height:24px}.card p{color:var(--muted);font-size:.95rem;flex:1}
.more{color:var(--red-d);font-weight:700;font-size:.92rem;display:inline-flex;align-items:center;gap:6px}
.split{display:grid;grid-template-columns:1fr 1.6fr;gap:48px;align-items:center}
.badge-box{background:var(--navy);color:#fff;border-radius:18px;padding:40px;text-align:center;display:grid;gap:14px;justify-items:center}
.badge-box .big{font-size:4.5rem;font-weight:900;line-height:1;color:#fff}
.why{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:10px}
.why h3{display:flex;align-items:center;gap:8px}.why h3 .ic-sm{color:var(--red)}.why p{color:var(--muted);font-size:.95rem;margin:0}
.chips{list-style:none;padding:0;margin:0 0 28px;display:flex;flex-wrap:wrap;gap:10px}
.chips a{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);border-radius:99px;padding:9px 16px;text-decoration:none;color:var(--navy);font-weight:600}
.chips a:hover{border-color:var(--red);color:var(--red)}.chips .ic-sm{color:var(--red)}
.faq details{border:1px solid var(--line);border-radius:var(--r);padding:0 20px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;list-style:none;position:relative;padding-right:28px}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.4rem;color:var(--red)}
.faq details[open] summary::after{content:"–"}.faq details p{color:var(--muted);margin:0 0 16px}
/* content layout */
.layout{display:grid;grid-template-columns:1fr 330px;gap:48px;align-items:start}
.prose h2{margin-top:1.6em}.prose h2:first-child{margin-top:0}
.list-check{list-style:none;padding:0}.list-check li{display:flex;gap:10px;margin-bottom:8px}.list-check .ic-sm{color:var(--red);margin-top:4px}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;display:flex;gap:14px;margin-bottom:12px;align-items:flex-start}
.steps li::before{content:counter(s);flex:none;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800;font-size:.9rem}
.steps span{padding-top:3px}
.svc-list{list-style:none;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:8px}
.svc-list a{display:flex;gap:8px;align-items:center;padding:12px 14px;border:1px solid var(--line);border-radius:10px;text-decoration:none;color:var(--navy);font-weight:600;font-size:.95rem}
.svc-list a:hover{border-color:var(--red);color:var(--red)}.svc-list .ic-sm{color:var(--red)}
.side{position:sticky;top:96px;display:grid;gap:18px}
.side-box{border:1px solid var(--line);border-radius:var(--r);padding:22px;background:#fff}
.side-box.dark{background:var(--navy);color:#dfe7f1;border:0}.side-box.dark h3{color:#fff}
.side-box address{font-style:normal;margin-top:12px}
.side-list{list-style:none;padding:0;margin:0}.side-list a{display:block;padding:7px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--navy);font-weight:500}
.side-list a:hover,.side-list a[aria-current]{color:var(--red)}.side-list a[aria-current]{font-weight:800}
/* form + map */
.form{display:grid;gap:14px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:var(--sh)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{display:grid;gap:6px;font-weight:600;font-size:.92rem;color:var(--navy)}
.form input,.form select,.form textarea{font:inherit;padding:11px 12px;border:1px solid #cfd7e2;border-radius:9px;width:100%;background:#fff}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--red);border-color:transparent}
.form .btn{justify-self:start}.hp{position:absolute;left:-9999px}
.map{margin:32px 0 18px;border-radius:16px;overflow:hidden;border:1px solid var(--line);aspect-ratio:16/7}
.map iframe{width:100%;height:100%;border:0}
/* cta + footer */
.cta-band{background:var(--red);color:#fff;padding:36px 0}
.cta-in{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 4px;font-size:1.6rem}.cta-band p{margin:0;color:#ffe3e3}
.ftr{background:var(--navy-2);color:#b9c6d6;padding:56px 0 0;font-size:.93rem}
.ftr-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
.ftr h3{color:#fff;font-size:.8rem;text-transform:uppercase;letter-spacing:.12em}
.ftr ul{list-style:none;padding:0;margin:0}.ftr li{margin-bottom:6px}
.ftr a{color:#dfe7f1;text-decoration:none}.ftr a:hover{color:#fff;text-decoration:underline}
.brand-light{color:#fff;margin-bottom:14px}.brand-light small{color:#8fa3bb}
.nap{font-style:normal;line-height:1.6;color:#dfe7f1}.ftr .muted{color:#8fa3bb}
.ftr-bot{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:18px;padding-bottom:18px;font-size:.85rem;color:#8fa3bb}
.callbar{display:none}
/* responsive */
@media (max-width:1240px){.hdr-cta .btn-ghost-dark{display:none}}@media (max-width:1200px){.nav a{padding:8px 7px}}
@media (max-width:1080px){
 .nav,.hdr-cta{display:none}.burger{display:block}
 .mnav.open{display:grid;gap:4px;padding:12px 20px 20px;border-top:1px solid var(--line);max-height:calc(100vh - 72px);overflow:auto}
 .mnav a{padding:10px 0;text-decoration:none;color:var(--navy);font-weight:600;border-bottom:1px solid var(--line)}
 .mnav summary{padding:10px 0;font-weight:700;color:var(--navy);cursor:pointer;border-bottom:1px solid var(--line)}
 .mnav details a{display:block;padding-left:14px;font-weight:500}
 .mnav .btn{margin-top:12px;color:#fff;border:0}
 .hero-in,.split,.layout{grid-template-columns:1fr}.side{position:static}
 .trust-in{grid-template-columns:1fr 1fr}.ftr-grid{grid-template-columns:1fr 1fr}
 .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--red);color:#fff;justify-content:center;align-items:center;gap:8px;padding:14px;font-weight:800;text-decoration:none;box-shadow:0 -4px 16px rgba(0,0,0,.2)}
 .callbar:hover{color:#fff}body{padding-bottom:52px}
}
@media (max-width:600px){
 .topbar .tb-right{display:none}.topbar .wrap{justify-content:center;font-size:.82rem}
 .sec{padding:52px 0}.hero{padding:44px 0 52px}.phero{padding:40px 0}
 .why,.svc-list,.form .row,.ftr-grid{grid-template-columns:1fr}.trust-in{grid-template-columns:1fr}
 .brand strong{font-size:.9rem}.btns .btn{flex:1}.map{aspect-ratio:4/3}
}
.layout>*,.hero-in>*,.split>*{min-width:0}
@media (max-width:600px){.brand strong{white-space:normal}}

.card{position:relative}.card h3 a{color:inherit;text-decoration:none}.stretch::after{content:"";position:absolute;inset:0;border-radius:var(--r)}
.card:hover h3 a{color:var(--red-d)}.card:focus-within{outline:2px solid var(--red);outline-offset:2px}
.prose a{font-weight:600}
.ftr li a{display:inline-block;padding:4px 0;min-height:24px}.crumbs a{display:inline-block;padding:4px 0}
@media (max-width:600px){h1{font-size:1.85rem}.lead{font-size:1.05rem}.pill{font-size:.7rem}}
.figure{margin:0 0 24px;border-radius:16px;overflow:hidden;background:var(--navy)}.figure img{display:block;width:100%;height:auto}
.split.rev{grid-template-columns:1fr 1.2fr}
.facts,.creds{display:grid;grid-template-columns:max-content 1fr;gap:10px 18px;margin:0}
.facts dt,.creds dt{font-weight:800;color:var(--navy)}.facts dd,.creds dd{margin:0;color:var(--ink)}
.standards dt{font-weight:800;color:var(--navy);display:flex;gap:8px;align-items:center;margin-top:12px}.standards dt .ic-sm{color:var(--red)}.standards dd{margin:2px 0 0 24px;color:var(--muted)}
.note{background:#fff7e6;border-left:4px solid #e0a02b;padding:14px 18px;border-radius:8px;margin:22px 0;font-size:.95rem}
.updated{font-size:.85rem;color:var(--muted);margin-top:28px}
.reviews{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px}
.review{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}.review blockquote{margin:8px 0 12px}.stars{color:#e0a02b}.review figcaption{font-weight:700;color:var(--navy);font-size:.9rem}
@media (max-width:600px){.facts,.creds{grid-template-columns:1fr;gap:2px}.facts dd,.creds dd{margin-bottom:10px}}
.topbar a{padding:4px 0}.nap a,.side-box address a,.small a{display:inline-block;padding:3px 0}
.guide{width:100%;border-collapse:collapse;margin:8px 0 0;font-size:.95rem}.guide th,.guide td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}.guide th{background:var(--alt);color:var(--navy)}
@media (max-width:600px){.guide th:nth-child(3),.guide td:nth-child(3){display:none}}